You can get a student loan without a cosigner at Citizen’s Bank. They also have the option to release a cosigner after 36 months of consecutive, on-time payments.

Sallie Mae, under special circumstances, allows students to get student loans without a cosigner. The bank likewise has a program where cosigners may be released from the loan contract once the borrower makes 12 consecutive repayments.

. income backgrounds and first-generation-to-college students. About VantageScore Solutions Credit scores can impact many aspects of your life, everything from whether you are able to get a loan and.

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private student loans: Finding a Co-Signer. If your goverment-sponsored financial aid doesn’t cover your college funding needs, it might be time to explore your options for alternative or private student loans.Private loans will not be issued without credit checks, so to tap these resources, you’ll need to find a credit-worthy co-signer.

These loans normally don’t require a credit check or a cosigner, making them the easiest student loans to obtain without a cosigner. You simply need to complete a Free Application for Federal Student Aid (FAFSA). To complete the application, visit

Consider a student loan cosigner. Since many students haven’t had enough time to build up credit of their own, applying with a cosigner may help you get approved for your undergraduate or graduate private student loan.

If you qualify for federal Direct student loans, also known as Stafford loans, from the U.S. Department of Education, then you’ll typically be able to find a lender to offer you the money you need.

Before you consider borrowing more money without a cosigner on board, try to trim academic costs. That might offset your need for a student loan without cosigner support. drastic measures include transferring to a more affordable school or taking time off to save for your cost of attendance. But there also are small ways to save, such as:

Or perhaps, the extra steps in finding the right cosigner seem like too much extra work. You may even qualify for a loan without a cosigner and prefer financial independence. However, there are significant benefits to having a cosigner on your private student loan – especially a cosigner with a healthy financial history.